Instasure Finance – Website Terms of Use

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Legal & Compliance

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Website Terms of Use

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Instasure Finance: info@instasurefinance.co.nz

Welcome to the Instasure Finance website. By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use this website.

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Table of Contents

1. About Instasure Finance
2. Acceptance of Terms
3. Use of Website
4. Information Disclaimer
5. Financial Advice Disclosure
6. Third-Party Links
7. Intellectual Property
8. Limitation of Liability
9. Privacy
10. Security
11. Governing Law
12. Contact Information

About Instasure Finance

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‍Section 01

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Instasure Finance provides information and advisory services relating to insurance and financial protection products in New Zealand, including but not limited to life insurance, health insurance, income protection, and related financial services.

The information provided on this website is intended for general informational purposes only and does not constitute financial, legal, or professional advice.

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Section 02

Acceptance of Terms

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These terms govern your use of the website operated by Instasure Finance. By accessing this website, you agree to:

• Use the website in accordance with these Terms and Conditions
• Comply with all applicable laws and regulations in New Zealand
• Not misuse or attempt to disrupt the functionality of the website

Instasure Finance reserves the right to update these terms at any time without prior notice.

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Section 03

Use of Website

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You agree that you will not:

• Use the website for unlawful purposes
• Attempt to gain unauthorised access to systems or data
• Distribute viruses or malicious software
• Copy, reproduce, or distribute website content without permission

Instasure Finance may restrict or terminate access to users who violate these terms.

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Section 04

Information Disclaimer

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The information on this website is provided as general information only and may not be suitable for your individual financial circumstances.

While Instasure Finance aims to keep information accurate and up to date, we do not guarantee that all information is complete, reliable, or current.

Users should seek independent professional advice before making financial decisions.

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Section 05

Financial Advice Disclosure

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Any information provided on this website should not be interpreted as personalised financial advice.

Where financial advice is provided through consultation with an adviser, it will be delivered in accordance with applicable New Zealand regulations including the Financial Markets Conduct Act 2013.

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Section 06

Third-Party Links

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This website may contain links to external websites operated by third parties. Instasure Finance does not control these websites and is not responsible for their content, privacy practices, or accuracy.

Accessing third-party websites is done at your own risk.

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Section 07

Intellectual Property

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All content on this website is the property of Instasure Finance unless otherwise stated and is protected under New Zealand copyright and intellectual property laws. This includes but is not limited to:

• Text
• Graphics
• Logos
• Images
• Website design

You may not reproduce or distribute website content without prior written permission from Instasure Finance.

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Section 08

Limitation of Liability

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Use of this website is at your own risk. To the fullest extent permitted under New Zealand law, Instasure Finance will not be liable for:

• Any loss or damage resulting from reliance on website information
• Technical issues affecting access to the website
• Indirect, incidental, or consequential damages

Section 09

Privacy

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Instasure Finance collects and handles personal information in accordance with the Privacy Act 2020 and applicable New Zealand privacy regulations.

Your use of this website is also governed by our Privacy Policy.

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Section 10

Security

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While we take reasonable steps to protect the website and its systems, we cannot guarantee that the website will be free from:

• Viruses
• Malware
• Technical disruptions

Users are responsible for ensuring their own devices are adequately protected.

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Section 11

Governing Law

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These Terms and Conditions are governed by the laws of New Zealand. Any disputes relating to the use of this website will be subject to the jurisdiction of New Zealand courts.

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Section 12

Contact Information

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If you have any questions about these Terms and Conditions, please contact us:

Instasure Finance

Website: instasurefinance.co.nz

Email: info@instasurefinance.co.nz

© Instasure Finance. All rights reserved.